Moist Chocolate Chip Banana Bread is the kind of recipe that makes overripe bananas feel like a win instead of a guilt trip on the counter. Prepped in under 15 minutes, studded with chocolate chips and baked until golden, this cozy loaf is perfect for breakfast, snacking, or whenever you are craving something a little more indulgent than plain banana bread, like this Cinnamon Banana Bread.
Moist Chocolate Chip Banana Bread At A Glance
- ⏱️ Total Time: 1 hour 30 minutes
- 🍽️ Servings: 2 loaves 🍌 Cuisine Type: American / Classic Baking
- 🍫 Flavor Profile: Sweet banana bread with gooey chocolate chips and a rich, buttery crumb
- 🧾 Dietary Info: Vegetarian
- 📦 Storage Notes: Keeps well on the counter for 4 days, in the fridge for up to 1 week, or frozen for up to 3 months
- ⭐ Why You'll Love It: Extra moist, easy to make, and a great way to use up ripe bananas for breakfast, snacking, or dessert
Save And Summarize This Recipe
If you always seem to have a few ripe bananas sitting on the counter, this is one of those recipes worth keeping on repeat. It falls right into that cozy homemade baking category with other easy loaf recipes like this Cranberry Walnut Bread and these Banana and Pumpkin Muffins, which are just as good for breakfast, snacking, or sharing with friends.
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The chocolate chips make this loaf feel more special than an everyday banana bread, which is probably why it disappears so quickly. If you love baked treats that lean into sweet and comforting, it fits right in with recipes like these Pistachio Muffins or something a little more chocolate-forward like these Chocolate Nut Clusters.
Key Ingredients
You will need the following ingredients to make this recipe for banana bread with chocolate chips:
- Ripe Bananas: The riper, the better. You want bananas with lots of brown spots so they mash easily and bring the most natural sweetness and moisture to the loaf. In testing, very ripe bananas gave the bread a softer texture and stronger banana flavor.
- Sour Cream: This is one of the ingredients that really gives the bread its soft, tender crumb. It adds moisture without making the loaf heavy and helps keep it from drying out after a day or two.
- Chocolate Chips: Use a good-quality semi-sweet or dark chocolate chip so the bread does not turn overly sweet. In testing, the best results came from evenly distributing the chocolate so every slice has a little bit in it. If you love chocolate in baked goods, these Pumpkin Muffins are another cozy option.
See the recipe card for quantities.
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Variations
Banana bread will never go out of style which is why it's sometimes fun to add new toppings or flavors to dress it up. Below are a few favorites.
- Crunch: Topping the chocolate chip banana bread with chopped pecans or walnuts makes for a fun texture or add them into the batter.
- Drizzle: To make the recipe more indulgent for a holiday dessert, drizzle it with a homemade caramel sauce, or a chocolate ganache.
- Chocolate: Always a fun switch up, opt for white chocolate chips instead of dark chocolate, use milk chocolate chips, or use mini chocolate chips in place of the semi-sweet chips.
How To Make Moist Chocolate Chip Banana Bread: Step-By-Step
Step 1: Cream your unsalted butter and sugar with a mixer on medium speed before adding the eggs one at a time.
Step 2: In a separate bowl, combine the flour, salt, and baking soda.
Step 3: Mix the dry ingredients into the wet batter in small amounts while alternating with the sour cream.
Once ready, add in the vanilla extract, semi-sweet chocolate chips, and ripe bananas and mix until combined.
Step 4: Divide the batter in half and pour each one into a greased loaf pan.
Bake until golden brown and cooked through. Cool on a rack fully before slicing.
Gwen's Pro Tips
- To make the flavor of the banana bread pop, you want to use very ripe brown bananas. Opt for bananas on the verge of turning brown or already brown. This helps the bread stay sweet and have a potent banana flavor.
- Grease your loaf pans or opt for silicone ones. This way your banana bread slides out easily without tearing. My favorite is to use Bakers Joy spray. It has flour in the spray and it will allow you to easily turn out these loaves.
- Sour cream is what makes this banana bread ultra-moist. Make sure to use a regular sour cream and not a low-fat one to maximize the richness.
Moist Chocolate Chip Banana Bread FAQ's
Yes! You can easily use bananas you've frozen for the bread. Let them thaw first though and drain away any excessive water.
If you don't have ripe bananas on hand, try breaking them apart and placing them in a paper bag overnight or longer. You can also speed up the process by placing bananas into the fridge and they will ripen faster.
If you don't have sour cream on hand, plain Greek yogurt or Labneh will work in its place.
More Sweet Bakes and Easy Dessert Recipes
Let me know your thoughts on this Moist Banana Bread by leaving a star rating below or by sharing it on Facebook, Instagram, or Pinterest!
Thank you!
Gwen
Moist Chocolate Chip Banana Bread
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Equipment
- 2 Loaf Pans
Ingredients
- 2 ½ cups sugar
- ½ pound butter
- 4 eggs
- 3 cups flour
- 2 teaspoons baking soda
- ½ teaspoon salt
- 1 cup sour cream
- 2 tablespoon vanilla extract
- 10 ounce chocolate chips
- 2 ½ cups mashed ripe bananas
Instructions
- Pre-heat the oven to 350 degrees. Grease two loaf pans.
- Cream the butter and sugar with a mixer on medium speed.
- Add the eggs one at a time. Set aside.
- Combine the flour, salt, and baking soda in a bowl.
- Add small amounts of the flour mixture to the egg mixture, alternating with the sour cream.
- Add the vanilla, chocolate chips, and banana. Combine.
- Divide the batter and place the batter into the two loaf pans evenly.
- Bake for 1 hour and 15 minutes or until golden and baked through.
- Cool on a rack.
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