Gooey chocolate chips swirled into a mouthwatering loaf. This super Moist Chocolate Chip Banana Bread not only uses up your leftover bananas but is a bite of comfort food each time you make it!

This is an easy banana bread recipe that can be made into a banana cake, or chocolate chip banana muffins. The chocolate lover in you will thank me for this recipe and it is the perfect way to use up over-ripe bananas.
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This is one of my go-to favorite quick breads; however, if you are looking for other quick bread recipes try the Orange Glazed Cranberry Bread, Cinnamon Swirl Banana Bread, or the Gluten-Free Pumpkin Muffins. In the fall I love drinking the Iced Pumpkin Spiced Latte with this bread!
Ingredients
You will need the following ingredients to make this recipe for banana bread with chocolate chips:

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Ingredient Notes:
My two secret ingredients are high-quality chocolate chips and pure vanilla extract. When I can't get my favorite chocolate, which is a top-notch Belgian, my standby for this recipe is the Ghiradelli 60% dark chocolate chips. They do the trick as does Morton and Basset Pure Vanilla Extract.
See the recipe card for quantities.
Additions and Substitutions
Banana bread will never go out of style which is why it's sometimes fun to add new toppings or flavors to dress it up. Below are a few favorites.
- Crunch: Topping the chocolate chip banana bread with chopped pecans or walnuts makes for a fun texture or add them into the batter.
- Drizzle: To make the recipe more indulgent for a holiday dessert, drizzle it with a homemade caramel sauce, or a chocolate ganache.
- Chocolate: Always a fun switch up, opt for white chocolate chips instead of dark chocolate, use milk chocolate chips, or use mini chocolate chips in place of the semi-sweet chips.
How To Make Moist Chocolate Chip Banana Bread: Step-By-Step

Step 1: Cream your unsalted butter and sugar with a mixer on medium speed before adding the eggs one at a time.

Step 2: In a separate bowl, combine the flour, salt, and baking soda.

Step 3: Mix the dry ingredients into the wet batter in small amounts while alternating with the sour cream.
Once ready, add in the vanilla extract, semi-sweet chocolate chips, and ripe bananas and mix until combined.

Step 4: Divide the batter in half and pour each one into a greased loaf pan.
Bake until golden brown and cooked through. Cool on a rack fully before slicing.
Expert Tips
- To make the flavor of the banana bread pop, you want to use very ripe brown bananas. Opt for bananas on the verge of turning brown or already brown. This helps the bread stay sweet and have a potent banana flavor.
- Grease your loaf pans or opt for silicone ones. This way your banana bread slides out easily without tearing. My favorite is to use Bakers Joy spray. It has flour in the spray and it will allow you to easily turn out these loaves.
- Sour cream is what makes this banana bread ultra-moist. Make sure to use a regular sour cream and not a low-fat one to maximize the richness.
I am a chocolate lover! You may also like many of my chocolate cookies like the Chocolate Chow Mein Noodle Cookies or the Peanut Butter Balls With Rice Krispies!
Recipe Frequently Asked Questions
Yes! You can easily use bananas you've frozen for the bread. Let them thaw first though and drain away any excessive water.
If you don't have ripe bananas on hand, try breaking them apart and placing them in a paper bag overnight or longer. You can also speed up the process by placing bananas into the fridge and they will ripen faster.
If you don't have sour cream on hand, plain Greek yogurt or Labneh will work in its place.

Breakfast Recipes To Pair

Super Moist Chocolate Chip Banana Bread
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Equipment
- 2 Loaf Pans
Ingredients
- 2 ½ cups sugar
- ½ lb butter
- 4 eggs
- 3 cups flour
- 2 t baking soda
- ½ t salt
- 1 cup sour cream
- 2 tablespoon vanilla extract
- 10 oz chocolate chips
- 2 ½ cups mashed ripe bananas
Instructions
- Pre-heat the oven to 350 degrees. Grease two loaf pans.
- Cream the butter and sugar with a mixer on medium speed.
- Add the eggs one at a time. Set aside.
- Combine the flour, salt, and baking soda in a bowl.
- Add small amounts of the flour mixture to the egg mixture, alternating with the sour cream.
- Add the vanilla, chocolate chips, and banana. Combine.
- Divide the batter and place the batter into the two loaf pans evenly.
- Bake for 1 hour and 15 minutes or until golden and baked through.
- Cool on a rack.








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